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Compare Plans:

Plan highlights

 
 
 
 
Network coverage

Does this plan cover both network and out-of-network providers?

Network coverage

Does this plan cover both network and out-of-network providers?

 
 
 
PCP requirement

Is a primary care provider (PCP) required with this plan?

PCP requirement

Is a primary care provider (PCP) required with this plan?

 
 
 
Savings account option

Does this plan offer a savings or reimbursement account that can be used toward health expenses?

Savings account option

Does this plan offer a savings or reimbursement account that can be used toward health expenses?

 
 
 

Search for providers

 
Search for providers

Find out if your doctor, clinic or facility is in the network

Search for providers

Find out if your doctor, clinic or facility is in the network

Health plan costs - Amounts you pay

 
 
 
 

Deductible - Amount you pay before your plan starts sharing costs

Individual
Tier 1
Tier 1
 
 
 
Tier 2
Tier 2
 
 
 
Out-of-Network
Out-of-Network
 
 
 
Family
Tier 1
Tier 1
 
 
 
Tier 2
Tier 2
 
 
 
Out-of-Network
Out-of-Network
 
 
 

Out-of-pocket limit - Amount you pay before your plan covers all costs

Individual
Tier 1
Tier 1
 
 
 
Tier 2
Tier 2
 
 
 
Out-of-Network
Out-of-Network
 
 
 
Family
Tier 1
Tier 1
 
 
 
Tier 2
Tier 2
 
 
 
Out-of-Network
Out-of-Network
 
 
 

Care services costs - What you pay

 
 
 
 

Primary care visit

Coinsurance
Tier 1
Tier 1
 
 
 
In-Network
In-Network
 
 
 
Out-of-Network
Out-of-Network
 
 
 

Specialist visits

Coinsurance
Tier 1
Tier 1
 
 
 
In-Network
In-Network
 
 
 
Out-of-Network
Out-of-Network
 
 
 

Lab testing - outpatient

Coinsurance
Tier 1
Tier 1
 
 
 
In-Network
In-Network
 
 
 
Out-of-Network
Out-of-Network
 
 
 

X-ray and other diagnostic testing - outpatient

Coinsurance
Tier 1
Tier 1
 
 
 
In-Network
In-Network
 
 
 
Out-of-Network
Out-of-Network
 
 
 

Virtual visits

Coinsurance
Tier 1
Tier 1
 
 
 
In-Network
In-Network
 
 
 
Out-of-Network
Out-of-Network
 
 
 

Emergency room

Coinsurance
Tier 1
Tier 1
 
 
 
In-Network
In-Network
 
 
 
Out-of-Network
Out-of-Network
 
 
 

More plan information

 
 
 
 
List of benefits
List of benefits

Important: The designated virtual visit provider’s reduced rate for a virtual visit is subject to change at any time.

Comparison information does not replace your official plan documents. Please see your benefit summary and official plan documents for coverage details, including limitations and exclusions.

Virtual visits phone and video chat with a doctor are not an insurance product, health care provider or a health plan. Unless otherwise required, benefits are available only when services are delivered through a designated virtual network provider. Virtual visits are not intended to address emergency or life-threatening medical conditions and should not be used in those circumstances. Services may not be available at all times or in all locations.

This information does not replace your official plan documents. Please see your benefit summary and official plan documents for coverage details, including limitations and exclusions.

Administrative services provided by United HealthCare Services, Inc. or their affiliates.